- Job Type: Full-Time
- Function: Intern
- Post Date: 06/20/2025
- Website: www.oaknorth.com
- Company Address: 57 Broadwick Street, London, WIF 9QS, UK
About Oaknorth
OakNorth Credit Intelligence is the creator of the ON Credit Intelligence Suite, the industry’s first ML-powered, data-driven technology that gives commercial lenders a forward looking, 360-degree view of their borrowers. These deep sector insights mean that Relationship, Portfolio, and Risk Managers can now truly engage with their clients, make better credit decisions, anticipate challenges and propose solutions — minimizing defaults, driving profitable growth and delivering industry-leading client satisfaction. Welcome to Intelligent Credit. Lend Smarter. Lend Faster.
Job Description
Job Responsibilities :
- Credit-worthiness analysis of existing borrowers of the Bank, including financial analysis, industry and sector research, to ensure maintaining quality of Bank’s lending
- Drafting detailed credit reports with key takeaways on the purpose
- Developing and maintaining detailed financial model (in Excel), financial statement analysis, projections, ratio & variance analysis, credit metrics etc.
- Regular interaction with key stakeholders to discuss for eg. borrower requirements and performance, data gaps, inconsistencies, analytical frameworks, loan servicing etc.
- The role does not include credit underwriting of new to bank borrowers for fresh lending.
Desired Skills :
- Strong financial analysis skills – thorough understanding of accounting /financial concepts including financial statements analysis, variance analysis etc.
- Ability to draft clear and concise reports, strong communication skills (oral and written) in English.
- Proficient in use of Excel, handling linked worksheets, able to handle complex models.
- Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, team player, fast learner, and willing to take ownership.
- Willing/capable to understand the big picture.
- Ability to succeed in a culture where change and speed are part of daily work.
- Looking for candidates from Top colleges only.
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