Sr. Software Engineer - Loan Servicing

Oportun

United States of America
  • Job Type: Full-Time
  • Function: Engineering Software
  • Post Date: 06/03/2021
  • Website: oportun.com
  • Company Address: 1600 Seaport blvd, Redwood City, CA, 94063

About Oportun

At Oportun, we want to see you succeed. From personal loans to financial resources, we have the tools to help get you through life's ups and downs.

Our mission-based, technology-powered approach is designed to be inclusive, affordable, and empowering. By lending money to hardworking, low-to-moderate-income individuals, we help our customers move forward in their lives, demonstrate their creditworthiness, and help establish the credit history they need to access new opportunities.

Job Description

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years of proprietary customer insights and billions of unique data points, Oportun has extended more than 4 million loans and over $10 billion in affordable credit, providing its customers with alternatives to payday and auto title loans. In recognition of its responsibly designed products which help consumers build their credit history, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

OPORTUN’S IMPACT

Oportun is able to provide affordable and responsible loans to traditionally unserved consumers, and score 100%of its loan applicants.  Since its first loan in 2006, Oportun has saved its customers more than $1.8 billion in interest and fees when compared to other options typically available to people with little or no credit history. By reporting repayment performance to the major credit bureaus, the company has also helped more than 890,000 people begin to establish a credit history.

Overview

ABOUT TECHNOLOGY @ OPORTUN

The Technology team @ Oportun is dedicated to delivering and maintaining performant, elegant, and intuitive systems to our business partners and retail customers.  We provide the platform, technology services, and interfaces that have enabled Oportun to serve over 1.3M customers with over $6 billion in life-changing, responsible loans disbursed.

We work on a very unique platform, combining service-oriented platform services with sophisticated user experiences, all enabled through a best-in-class (and fun to use!) automated development infrastructure.  We prove that FinTech is more fun, more challenging, and in our case, more rewarding as we build technology that changes our customers’ lives.  At the corporate level, Oportun delivers a very supportive and welcoming service experience, with bilingual staff across channels, and operates more than 325 locations in CA, IL, AZ, FL, NM, TX, UT, NV & NJ with mobile services available in MO, WI, and ID.

SUMMARY

Oportun is looking for an experienced and motivated Senior Software Engineer to join our Servicing product team. A little but about you… You are a solid engineer… someone that other engineers respect for cleanliness of code and someone that product managers love to work with because you understand the roadmap and are always thinking ahead in your design. You are curious, creative and constantly think of new ways to improve what we do so that we can fulfill our mission. A willingness to do whatever it takes to ship a product to market. 

The Servicing team develops and maintains the systems that allow our agents in more than 300 stores to provide a streamlined loan payments experience to over a million borrowers. We do this using software built on a robust microservice based platform using a Restful architecture.  This allows multiple front-end UIs to seamlessly access shared services to create different loan payment workflow processes. As a Lead member of the Servicing team you will leverage Java, Groovy, and Spring to create new paths for borrowers so they can continually build a positive credit history.

Responsibilities

  • Responsible for creating and influencing innovative solutions that meet not only functional, but also performance, scalability and reliability requirements.
  • Collaborates with other team members to design, develop, and test major software and systems components using agile development process.
  • Leads the implementation, documentation, testing, bug-fixes, and release of complex product features.
  • Creates and reviews unit test to cover use cases and maintain a high level of code coverage.
  • Leads root cause analysis of production incidents and implementation of fixes.
  • Contributes to applications architecture to develop reusable code.
  • Work with multiple teams of engineers to design, develop, and test major software and systems components using an agile, vertical-slice based methodology.
  • Work with QA to ensure product meets high quality standards.

Qualifications

  • Highly motivated self-starter who loves ownership and responsibility while working in a collaborative and interdependent team environment.
  • 7+ years of proven, professional experience in core JAVA technologies including; Spring/Spring Boot Framework, JMS, Hibernate, and Enterprise Integration Patterns.
  • 3+ years’ experience with RESTful services and Service Oriented Architecture design patterns using Spring MVC.
  • 3+ years’ experience with relational DBs like MySQL and MongoDB.
  • 3+ years’ experience working within an Agile/Scrum and CI/CD environment.
  • Build-tool experience with Gradle.
  • Experience with Test Driven Development using JUnit/TestNG testing frameworks.
  • Experience working with version control using GIT/BitBucket.
  • Experience in the design of new systems or the redesign of existing systems to meet business requirements, changing needs, or newer technology.
  • The ability to work with and mentor junior software engineers.

PREFERRED/NICE-TO-HAVE SKILLS/EXPERIENCE

  • MS or advanced degree.
  • Experience with front-end technology frameworks.
  • Experience with multi-tenant SaaS applications.
  • Experience with financial systems, payment systems and/or credit decisioning systems, preferably in loans or similar products.

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Disclaimer: Local Candidates Only
This company does NOT accept candidates from outside recruiting firms. Agency contacts are not welcome.