Underwriter - Buy-to-Let

LendInvest

London, GB
  • Job Type: Full-Time
  • Function: Accounting/Finance
  • Post Date: 04/16/2021
  • Website: lendinvest.com
  • Company Address: Two Fitzroy Place, 8 Mortimer Street, Fitzrovia, London, W1T 3JJ

About LendInvest

Thought leaders, game changers, doers and builders; LendInvest is shaking things up in the world of finance. London’s FinTech scene is thriving and LendInvest is leading the way. Whether you’re looking to invest or borrow, the marketplace platform allows you to bypass the banks and do things in a better way. Unlike most online marketplace lenders, all loans on the LendInvest platform are secured by a registered first legal charge against property in the UK. In short, LendInvest's focus is bricks and mortar. Investments you can touch. LendInvest's mission is to re-invent the concept of a mortgage, from how you get one, to the way they’re funded.

Job Description

LendInvest (www.lendinvest.com) is the UK’s leading marketplace for property finance and one of the country’s largest non-bank mortgage lenders. Since launching in 2008, LendInvest has lent over £2.8 billion ($3.6 billion) and raised over £1.8 billion ($2.3 billion) of debt and equity from investors.

LendInvest uses technology to provide borrowers with short-term property finance and buy-to-let mortgages, and makes it possible for investors - from individuals to global financial institutions including HSBC, Citigroup and NAB - to invest in the loans it originates in return for a stable income secured against property.

LendInvest is on a mission to make property finance simple – creating products that make it easy to lend and invest in property. We are on track to becoming the largest non-bank mortgage lender in the UK, by building an automated, scalable platform that seamlessly connects investors with borrowers.

Lendinvest has an exciting opportunity for an experienced Buy-to-let (BTL) Underwriter to join the Lending Operations/Underwriting Team. Working in a dynamic and fast paced environment you will be involved driving forward our BTL proposition.

About The Role

You will be responsible for the underwriting of BTL loans from enquiry stage through to completion. You will be required to demonstrate a good understanding and experience of assessing all aspects of credit risk on borrower applications including valuations, credit reports and legals whilst taking a balanced view on the risk return for the business. The role location will be based on flexibility and safety with the aim to work partly office based in London and partly remotely depending on circumstances.

About Your Duties

  • Making commercial risk based lending decisions in line with lending policy to promote and underpin the Lendinvest BTL proposition
  • Ensure the highest standard of service / communication when liaising with borrowers or brokers by telephone and email
  • Demonstrate excellent knowledge of Lendinvest Lending and the Financial Crime Policies
  • Full case approval/underwriting according to SLA’s including lending rationales that ensures lending decisions are clear and transparent

About You

  • Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders
  • Ability to make quality lending judgements and articulate them fully.
  • Strong attention to detail with excellent numeracy and ability to identify risks at an early stage
  • Capable and experienced of dealing with a high volume workflow and prioritising accordingly
  • CeMap qualified (beneficial, but not essential)
  • Solid experience working at a specialist lender
  • Previous mandate min £250,000

Perks

  • 25 days’ holiday
  • Matched pension contributions up to 4%
  • Private healthcare (Vitality)
  • Cycle to work scheme
  • Season ticket loan
  • Discounts via Perkbox
  • Socials including Painting Classes and Weekly Yoga (Remotely)

Due to current public health protections, the location for this role is currently remote.

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Disclaimer: Local Candidates Only
This company does NOT accept candidates from outside recruiting firms. Agency contacts are not welcome.