Senior Life Underwriter

Ethos Life

United States of America
  • Job Type: Full-Time
  • Function: Business Dev
  • Post Date: 03/10/2021
  • Website:
  • Company Address: , San Francisco, CA

About Ethos Life

Ethos provides modern, ethical life insurance to protect the life you're building and the people you love. Ethos is built for people who don't have time for fine print, extra doctors appointments or hidden fees. We transformed a 15-week process of paper applications and medical exams, into just the click of a button - by quantifying the user’s health risk using predictive models.

Job Description

Ethos was built to make it faster and easier to get term life insurance. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. Using predictive analytics, we are able to transform a traditionally 15-week process into a modern digital experience for our users.

Our investors include Sequoia Capital, Accel Partners, Google Ventures, Jay-Z, Kevin Durant, and Robert Downey Jr. We are listed as Forbes’ Top 50 Fintechs of 2020 as well as featured on VentureBeat for raising $60m in our series C funding. We are scaling quickly and looking for passionate people to protect the next million families.


  • Work with our team and partners to execute underwriting policy
  • Monitor and optimize automated underwriting rule sets
  • Ensure our underwriting vendor partners are executing on established risk selection procedures and meeting SLAs
  • Execute underwriting audits
  • Collaborate with our Operations and Customer Experience teams to ensure we deliver best-in-class new business support 
  • Liaise with risk-bearing partners and underwriting vendor partners to optimize the underwriting process
  • Apply technical expertise to effectively blend non-traditional underwriting tools into the process


  • 7+ years of life underwriting experience
  • Experience with underwriting rules engines and rules management
  • An understanding of data and models in the underwriting process
  • The ability to communicate results and needs among multiple parties
  • A record of identifying opportunities and quickly delivering solutions 
  • Desire to be a team player in a dynamic environment
  • An obsession with the customer and ability to challenge the status quo
  • Underwriting vendor management experience a plus

Everyone is welcome at Ethos. We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

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Disclaimer: Local Candidates Only
This company does NOT accept candidates from outside recruiting firms. Agency contacts are not welcome.