Sr. Software Engineer - Originations (Full Stack)

Oportun

San Carlos, CA, US
  • Job Type: Full-Time
  • Function: Engineering Software
  • Post Date: 03/29/2021
  • Website: oportun.com
  • Company Address: 1600 Seaport blvd, Redwood City, CA, 94063

About Oportun

At Oportun, we want to see you succeed. From personal loans to financial resources, we have the tools to help get you through life's ups and downs.

Our mission-based, technology-powered approach is designed to be inclusive, affordable, and empowering. By lending money to hardworking, low-to-moderate-income individuals, we help our customers move forward in their lives, demonstrate their creditworthiness, and help establish the credit history they need to access new opportunities.

Job Description

Based in Silicon Valley, Oportun (Nasdaq:OPRT) is dedicated to financial inclusion for the estimated 100 million people in the U.S. who are shut out of the financial mainstream because they don’t have a credit score or have been mis-scored by a traditional credit bureau. As a Community Development Financial Institution (CDFI), Oportun’s mission is to provide inclusive, affordable financial services that empower its customers to build a better future. 

 

Since our first loan in 2006, Oportun has made over 3.8 million loans totaling over $9 billion to customers across 12 states. Oportun’s customers have saved an estimated $1.7 billion in interest and fees compared to the alternatives typically available to them. Oportun has helped more than 860,000 people establish a credit history for the first time. 

 

Oportun was named one of Fast Company’s Most Innovative Companies in the World for 2020, a TIME Magazine 2018 Genius Company in recognition of its impact in helping to reinvent the future of lending. Oportun was recently named one of the Top Workplaces for 2019 and 2020 by the Bay Area News Group and recognized as the Best Consumer Lending Product by FinTech Breakthrough. Oportun previously made several fastest-growing lists, including Inc. 5000’s Fastest-Growing Private Companies in America and the San Francisco Business Times’ Fastest Growing Private Companies. 

 

Overview

ABOUT TECHNOLOGY @ OPORTUN

 

The Technology team @ Oportun is dedicated to delivering and maintaining performant, elegant, and intuitive systems to our business partners and retail customers.  We work on a very unique platform, combining service-oriented platform services with sophisticated user experiences, all enabled through a best-in-class (and fun to use!) automated development infrastructure.  We prove that FinTech is more fun, more challenging, and in our case, more rewarding as we build technology that changes our customers’ lives.  Oportun serves customers in English and Spanish, online and over the phone in 29 states, and in-person at more than 330 retail locations in 9 of those states.

 

SUMMARY

 

Oportun is looking for an experienced and motivated Full Stack Software Engineer to join our Origination product team. A little but about you… You are a solid engineer… someone that other engineers respect for cleanliness of code and someone that product managers love to work with because you understand the roadmap and are always thinking ahead in your design. You are curious, creative and constantly think of new ways to improve what we do so that we can fulfill our mission. A willingness to do whatever it takes to ship a product to market.  

 

The Origination team develops and maintains the systems that allow our agents in more than 300 stores to provide a streamlined loan payments experience to over a million borrowers. We do this using software built on a robust microservice based platform using a Restful architecture.  This allows multiple front-end UIs to seamlessly access shared services to create different loan payment workflow processes. As a member of the Origination team you will leverage Java, Groovy, and Spring to create new paths for borrowers so they can continually build a positive credit history.

 

 

Responsibilities

  • Responsible for creating and influencing innovative solutions that meet not only functional, but also performance, scalability and reliability requirements.
  • Collaborates with other team members to design, develop, and test major software and systems components using agile development process.
  • Leads the implementation, documentation, testing, bug-fixes, and release of complex product features.
  • Creates and reviews unit test to cover use cases and maintain a high level of code coverage.
  • Leads root cause analysis of production incidents and implementation of fixes.
  • Contributes to applications architecture to develop reusable code.
  • Work with multiple teams of engineers to design, develop, and test major software and systems components using an agile, vertical-slice based methodology.
  • Work with QA to ensure product meets high quality standards.

 

Qualifications

  • Highly motivated self-starter who loves ownership and responsibility while working in a collaborative and interdependent team environment.
  • 7+ years of proven, professional experience in core JAVA technologies including; Spring/Spring Boot Framework, JMS, Hibernate, and Enterprise Integration Patterns.
  • 3+ years’ experience with RESTful services and Service Oriented Architecture design patterns using Spring MVC.
  • 3+ years’ experience with relational DBs like MySQL and MongoDB.
  • 3+ years’ experience working within an Agile/Scrum and CI/CD environment. 
  • Build-tool experience with Gradle.
  • Experience with Test Driven Development using JUnit/TestNG testing frameworks.
  • Experience working with version control using GIT/BitBucket.
  • Experience in the design of new systems or the redesign of existing systems to meet business requirements, changing needs, or newer technology.
  • The ability to work with and mentor junior software engineers.
  • Experience with front-end technology frameworks.
  • Full Stack Development in one of the following Angular/Javascript/HTML.

PREFERRED/NICE-TO-HAVE SKILLS/EXPERIENCE

  • Experience with financial systems, payment systems and/or credit decisioning systems, preferably in loans or similar products.
  • MS or advanced degree.
  • Experience with multi-tenant SaaS applications.

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Disclaimer: Local Candidates Only
This company does NOT accept candidates from outside recruiting firms. Agency contacts are not welcome.