Job Description
Overview
ABOUT OPORTUN
Based in Silicon Valley, Oportun (Nasdaq:OPRT) is dedicated to financial inclusion for the estimated 100 million people in the U.S. who are shut out of the financial mainstream because they don’t have a credit score or have been mis-scored by a traditional credit bureau. As a Community Development Financial Institution (CDFI), Oportun’s mission is to provide inclusive, affordable financial services that empower its customers to build a better future.
Since our first loan in 2006, Oportun has made over 3.8 million loans totaling over $9 billion to customers across 12 states. Oportun’s customers have saved an estimated $1.7 billion in interest and fees compared to the alternatives typically available to them. Oportun has helped more than 860,000 people establish a credit history for the first time.
Oportun was named one of Fast Company’s Most Innovative Companies in the World for 2020, a TIME Magazine 2018 Genius Company in recognition of its impact in helping to reinvent the future of lending. Oportun was recently named one of the Top Workplaces for 2019 and 2020 by the Bay Area News Group and recognized as the Best Consumer Lending Product by FinTech Breakthrough. Oportun previously made several fastest-growing lists, including Inc. 5000’s Fastest-Growing Private Companies in America and the San Francisco Business Times’ Fastest Growing Private Companies.
SUMMARY
The Senior Financial Analyst will play a highly visible and key role in providing critical financial consultation to leaders across the business. S/He will support all aspects of financial planning, P&L review, and other complex financial analyses required to profitably and responsibly grow the business.
Responsibilities
Financial Management:
Financial reporting and analysis, including budgeting, forecasting, variance analysis, financial reporting, and Profit & Loss (P&L) management
Coordinate and collect input data from different departments, check data integrity, summarize and convert data, run models, verify, analyze, and communicate output data
Assist in development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams
Assist in developing industry-accepted methodology and calculations for periodic fair value calculations of the portfolio
Ad-hoc requests and special reports
Financial Modeling:
Design, test, validate and implement changes in various models and systems, based on external business requirements and internal modeling needs
Cross-functionally collaborate to gain and maintian an in-depth understanding of the business in order to identify necessary updates to the model
Develop credit card payment forecast model
Support the development of a well-controlled framework to manage financial modeling
Maintain the efficiency and accuracy of our models through routine back-testing and application of best practices for continuous improvement
Qualifications
Bachelor’s Degree in Business, Economics, Finance, Accounting or other analytical discipline
3+ years of experience in a finance, analytical or operational role, preferably in the financial services industry
Exceptional organizational and communications skills
Ability to think creatively, highly-driven and self-motivated
Capacity to learn quickly and execute accurately
Excellent Microsoft Excel skills (creating models and using advanced formulas, pivot tables)
Strong PowerPoint and executive presentation skills
Superior problem solving and analytical skills with the ability to maintain the highest standard of integrity, accuracy and precision
Smart, dedicated, compassionate, hungry, fun, and generally awesome personality
