Research Scientist

Upstart

San Mateo, CA, US
  • Job Type: Full-Time
  • Function: Data Science
  • Post Date: 03/16/2021
  • Website: upstart.com
  • Company Address: , San Carlos, CA, 94070

About Upstart

Upstart is the leading AI lending platform partnering with banks to expand access to affordable credit. Forbes recently ranked Upstart #12 on its list of "most promising AI companies in America." Inc. Magazine also recognized Upstart as one of the Best Workplaces for 2020.

Job Description

Upstart is a leading AI lending platform partnering with banks to expand access to affordable credit. Forbes recently ranked Upstart #12 on its list of "most promising AI companies in America." Inc. Magazine also recognized Upstart as one of the Best Workplaces for 2020.

By leveraging Upstart's AI platform, Upstart-powered banks can have higher approval rates and lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand. Upstart's patent-pending platform is the first to receive a no-action letter from the Consumer Financial Protection Bureau related to fair lending. Upstart is based in San Mateo, California and Columbus, Ohio.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

Research Scientists with Upstart have a direct impact on our company's success. Our team consists of full-stack generalists as well as specialists in statistical modeling or machine learning as well as Machine Learning Engineers. 

Because our challenges are so new, Research Scientists at Upstart need strong creative problem-solving skills and the technical background to implement solutions. Our research environment affords team members the opportunity to utilize a variety of statistical and machine learning methods with the freedom and encouragement to pursue alternative approaches to solving problems. Whether developing new products or identifying novel approaches to core models, we are continuously seeking the next big ideas to move our business forward.

The Role

As a Research Scientist, you’ll have ownership across a breadth of data science projects working end-to-end from building proof-of-concepts to productionalizing models. You’ll also have an opportunity to work alongside a talented team that values curiosity, humility, drive and teamwork. 

What we’re looking for:

  • Strong academic credentials with a M.S. in statistics, mathematics, computer science or a related quantitative field of study with a preference for a PhD
  • Comfort with programming (ideally in Python and R)
  • Rigorous quantitative background
  • Predictive modeling experience is preferred
  • Strong sense of intellectual curiosity balanced with humility
  • Numerically-savvy with ability to operate at a speedy pace
  • Enthusiasm for and alignment with Upstart’s mission and values

  What you’ll love: 

  • Competitive compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage
  • Personal development and technology & ergonomic budgets 
  • Life insurance and disability benefits 
  • Clubs and Activities (game nights, Fitstarters, Superwomen, book club, investing club, money discussions, photography club and basketball teams) 
  • Generous vacation policy
  • 401(k) retirement plan
  • Catered lunches + snacks & drinks

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. 

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Disclaimer: Local Candidates Only
This company does NOT accept candidates from outside recruiting firms. Agency contacts are not welcome.